Pension retirement annuity
  Terms and Conditions

(Jammer dat ons nou hierdie lang stories moet skryf, maar ongelukkig kry mens mos maar orals kansvatters en morone wat die werf en ander lede op die werf probeer misbruik. Verskoon ons dus asb - dis bedoel om die kansvatters in die bek te ruk. Jy is gelukkig darem nie so nie, neh? :-)) 

When you completed your initial profile on this site, you indicated your agreement in full to all the Terms and Conditons specified below. Every time you access this service, or any other web site owned by The Owner of this site, Laurant Systems, you confirm your full and complete agreement with these Terms and Conditions set out below by the owner and operator of this web site ("The Owner"). The site and its Owner shall be collectively referred to as "We" below. Should you not agree in full with all of the terms below, please do not continue to use the services offered by this web site, and in that case, visit this page in order to remove your profile permanently.

If any provision in these Terms and Conditions is invalid or unenforceable under applicable law, such provision will be inapplicable, but the remaining provisions of this agreement will continue in full force and effect. You agree to indemnify and hold harmless The Owner, its agents, affiliates, partner sites and third parties, from any loss, claim or damage, including reasonable attorney's fees, arising out of or resulting from your use of this site. This includes any violation of the Terms and Conditions of this agreement or any action arising from the content that you publish on this site that infringes the intellectual property rights (e.g. copyright, trade secrets, trademark or patent) of any third party or content or communication that denigrates, libels or invades the privacy of any third party. The owners of this site reserve the right to, at any time, for any reason they see fit, and without the provision of reasons to the person being removed, remove or bar any person who has previously registered from the site. No correspondence of any nature will be entered into should the owners decide to take such a step.

These terms shall be read in conjunction with our Privacy Policy, which shall be deemed to constitute part of these Terms and Conditions. Furthermore, should you make a credit card payment to become a premium member, you will also be required to agree to the terms of the third party credit card company, which is not related to the owners.

Legal age
You hereby certify that you are of a legal age to use this site in your country, and that your country's laws permit you to do so. No person under the age of 18 may use this site and we will not hesitate to immediately remove underage persons from this site.

Your email address and permission to contact you
By providing your email address and cellular phone number when you register, you expressly agree that the site and its affiliate sites may contact you via email, SMS or in any another electronic format. You are hereby advised that The Owner owns operates several other related dating sites, each with its own branding, name and target market, and that you hereby also agree to receive electronic correspondence, including promotional materials, from these related sites, or their members, as well. (This fact is stated on the registration page that you used to register on this site with as well.) You are hereby informed that the site you are currently using, shares a common database with the above mentioned sites. The common database is solely and exclusively owned and managed by Laurant Systems, the Owner of this site, and will not be shared with any third party. Should you however not agree to the sharing of your profile data in the shared database mentioned above, please stop using this site immediately and remove your profile by using this page.

When you register, you are also able to supply your cellular phone number, and you hereby agree that, should you do so, this site may send you electronic correspondence, such as SMSs, to your cellular phone number. You agree that the email address you supply, is your real email address, will remain functional for the duration of your membership, and that you will not enforce any measures to block mails from our site, such as placing a spam filter or any other mechanism that blocks mails from our site or renders such mails undeliverable. Should your email address, for any reason, become unable to receive mails from this site, and our mails bounce back, we reserve the right to immediately delete your profile permanently, without refunding any moneys you may have previously paid as a subscriber.

You alone are responsible for any content or information you enter on your profile and any communication with other Members. The Owner is not the publisher and only provides the channel for Members to publish and/or distribute their personal information. No responsibility is assumed by The Owner for the publication of any member's information, including pictures published by Members. The Owner furthermore does not verify the accuracy or truth of any information published by Members. You therefore communicate with other members at your sole and exclusive risk. Because the Owner cannot guarantee the veracity of any information published by members, or of any communication between members, you are hereby advised to take the appropriate care in communicating with other members. The Owner points out that you should never provide any personal, and especially not any financial or banking, information to another member. You may not publish offensive content, and this includes content that contains offensive language aimed at other users, copyrighted content (including photographs), is unlawful, threatening, slanderous, abusive, harmful, bigoted, racially offensive or harassing.

Furthermore, you may not publish content that encourages behaviour that may constitute a criminal offence, result in civil liability or otherwise violate any applicable local, state, national or international law or regulation. You are expressly prohibited from advertising, displaying or promoting any adult or sexually-related services on this site, including: pornography, adult massage services, escort agencies, prostitution, adult dating sites or any other sexually-related services. Should your profile text or photos you upload contain or promote any such services, we will remove your profile immediately, and you will NOT receive any refund for any subscription you may have paid. Furthermore, you may not publish content that contains, promotes or advertises commercial or for-profit services of any nature. You may not send or display any text, images or messages of a commercial nature to other members via the site. You may specifically not attempt to induce our members to join any other site, regardless if you yourself stand to gain from illegally encouraging our members to join another site. You may not attempt to circumvent the site's security by sending contact details while you are a free member. Sending contact details will result in your profile being banned permanently. You may not send multiple mails in an attempt to beg for or extort money from other members. Should you ignore these requirements, and in violation of these terms of use send a commercial message of any nature whatsoever to any other member of the site, you will be banned for life, be prosecuted criminally, where applicable, and expose yourself to a claim of not less than $100 000 (one hundred thousand US Dollars) for unauthorized or commercial usage of this site.

You may not send any communication, in any format, to any other member or any third party that is disparaging, denigrating or derogatory to this site. Should you do so, The Owner reserves the right to ban you immediately and permanently, even though you may be a paid member. You will immediately forfeit any subscription fees you have paid, should you do so.

You may not impersonate any other person or entity. You may not use this site for any criminal or illegal purpose and you may not encourage or solicit any other member to commit any illegal act. Should any other member attempt to contact you with a criminal or illegal purpose in mind, please notify us immediately. The Owner reserves the right to excerpt content from profiles, along with the Member screen name and photo(s), and feature them in promotional material. By creating a profile you grant The Owner permission to publish your profile on our site or on any of our partner sites, or to use your profile information for the purposes of marketing and communication. Furthermore, you may not in any way, including, but not limited to, your profile on the site, messages you send to other members or by any other means, attempt to cast the site in a negative light, to denigrate or bring the site, its design, other members or its owners into disrepute. This includes statements made both on this site, or on external sites or media. Should we be made aware of any such negative comments, denigration or attempts to bring the site into disrepute, we reserve the right to immediately and permanently ban you from the site, in which case you will automatically forfeit all and any subscription fees you may have paid, in addition to exposing yourself to possible legal action in addition.

You may not harass any Member and agree to cease contacting any other Member who has requested you to cease. The Owner will not become involved in any disputes between Members and does not provide any arbitration or settlement services should a dispute arise between members. You alone are responsible for ensuring that your interaction with other Members is lawful. The Owner advises you that there may be risks of dealing with Members acting under false pretences or with criminal intent, or that you may receive messages that may be offensive to you. The Owner once again emphasizes that the Owner will not, repeat not, get involved in any disputes regarding offensive or unsolicited messages or communication you may receive. You hereby agree not to contact the Owner with regard to such messages or communication. Furthermors, you may not contact the Owner with offensive and abusive messages, should you wish to raise a dispute with The Owner. Should the Owner choose to respond to your inquiry, it will be at his sole discretion, and no guarantee is offered in terms of response time. We do not respond to inquiries that our FAQ page covers. It is also our policy not to respond to any abusive communication directed to us by our members, such as an email containing swear words or threats. Should you contact us by any means, in a way that is judged by us to be insulting, abusive, threatening, contains swearing or exhibits poor manners, we reserve the right to decline to respond to such abusive communication completely, and furthermore we will not hesitate to permanently remove the profile of any member who contacts us in such a manner. No refunds of any nature shall be paid in this case, even if the abusive member is a paid subscriber.

The Owner will obey the relevant country's legislation in terms of privacy. The Owner will not disclose, sell or provide to a third party any personal details supplied by Members, and that is not publicly displayed on the Member's Profile. This includes the Member's name, email address contact details, etc without the Member's prior written consent. Information will only be disclosed as necessary or appropriate to comply with applicable laws or in legal authorities where such information is relevant as has been requested with the appropriate authority.You can read our full privacy policy here.

 No Warranty
This service is provided on an "as-is" basis by The Owner without warranty of any kind, either express or implied, including, without limitation, warranties of title and the implied warranties of merchantability and fitness for a particular purpose. To the maximum extent allowed by law, you indemnify The Owner against any loss you may suffer, directly or as a consequence of the using this site. Specifically, this site offers no warranty of any nature whatsoever that you will find any matching person who conforms to your search requirements, or with regard to the number of persons who fall within any particular geographical region, age group or any other search criteria that this site affords you. This site expressly offers no warranty that you will meet a suitable partner, and offers no guarantee whatsoever that you will receive responses to messages you send to any other member. As stated elsewhere in these terms and conditions, the site and its owners cannot verify that any member you may contact is who his or her profile states and you are cautioned to take reasonable care in establishing whom you are communicating with. Furthermore, the Owners make no guarantee of a) error-free operation of this site, or b) uptime or availability of this site.

Free members and exchanging contact details

This site is offered on a free-to-try basis. You may register a one, and only one, profile. Depending on how you registered, and whether you are a man or a woman, your free membership may only be for a limited time period, as determined at the sole discretion of The Owner. Subject to the above, as well as the provisions below, you MAY (note: MAY) be able to use the site free of charge. This free usage shall be at the sole and exclusive discretion of The Owner, and may be revoked at any point, without prior notice thereof to yourself.

Furthermore, even though the site may be free to certain members, e.g. women wanting to meet men, for a certain period, The Owner hereby informs you that the site's software has security measures built in, in order to identify potentially suspicious or non bona-fide profiles. Such profiles, whose usage patterns and registration process appear suspicious, will be instantly and permanently blocked by the site software, even though the profile could in theory have qualified for free membership. Once again, this revocation of your free membership is at The Owner's sole discretion, is usually done by means of an automated process, and no explanation or correspondence for you not receiving a free membership, shall be entered into.

Should The Owner or the site software detect that you have attempted to register more than one profile, all your profiles will be banned from the site, regardless of whether any of these profiles may be a paid-up profile.

The abovementioned trial period should be seen by you as a marketing or advertising initiative on our behalf, to encourage you to become a paid up subscriber. and you acknowledge that this site is run on a for-profit basis, and that we are dependent upon income from paid-up members. Even though you can register for free and send free messages, you acknowledge this to be a temporary marketing strategy to encourage you to become a fully paid-up member and you accept this in this spirit.

Free members may not exchange any contact details with any other member, in any way, shape or form, whether it be in messages, in their profile headlines, in their nicknames or their profile narratives. Contact details include but are not limited to email addresses, instant messaging IDs, Facebook names, telephone numbers, cell phone numbers, web site URLs, member names on other sites or any other form of contact details that are not specific to this site. Paid-up subscribers, however, may exchange any contact details they see fit with other members, PROVIDED that the recipient is also a premium member. You are hereby informed that the site removes all contact details from free members's messages, including contact details other members attempt to send you, even though the other members may be paid-up members. Should any member attempt to include membership details or references to other sites on this site, he or she will be immediately and permanently banned. Furthermore, all contact details exchanged PRIOR to a member becoming a subscriber, shall be permanently and irrevocably deleted. Members who become paid-up members, will have to contact other members again in order to exchange contact details after subscribing.

For contact details to be exchanged, BOTH members - sender and recipient - have to be premium member. If either the sender or the recipient is a free member, the site will remove contact details from any messages sent between the two members, even though one of the two members may be a premium member.

Deletion of old mails and winks
Please note that, in order to conserve space and optimise database performance, mails, profile views and winks older than a certain number of days are automatically deleted from the system database.

Subscription refunds policy
Subscribers are immediately able to exchange contact details with other members. There is no effective way for the owners of the site to monitor this and it would therefore be open to abuse if we were to allow refunds - a member could subscribe, exchange contact details the other members of his choice, and then ask for a refund immediately afterwards. In this sense, the situation is similar to most music stores not being willing to exchange CDs after sale, because it's too easy to copy and then ask for a refund and accordingly also open to abuse. Therefore, as a matter of policy, we do not offer any refunds. Furthermore, as stated in Item 7 above, we do not offer any warranty regarding site uptime, nor do we offer any guarantee that you will meet a suitable person on the site, or that you will receive a response to the messages you send to other members. None of the above shall therefore be grounds for a refund, and you agree to this when you purchase a subscription.

Removal of your profile
As soon as you send a message to another member on this site, the site emails the other member to inform him or her that you have contacted him or her. If you were to remove your profile after sending a message to another member, this would cause a problem with data integrity - the other member would receive a notification that you have contacted him or her, but because you've removed your profile, there would not be a message from you in the other member's site inbox. Also, when the other member responds to you, he or she would think you had received his or her message, but if you were to remove your profile subsequent to this, this would not be the case. Therefore, to ensure data integrity, even if you delete your profile, your data is retained for a period of 3 months before it is finally deleted.  

No personalized support
Due to the impossibility of providing user support to the large number of members using this site, e
xcept for the help documentation as provided for on the Frequently Asked Questions (FAQ) page, the Owner will not provide you with any further manuals or system documentation. Furthermore, you agree that you will not receive any telephonic, written or any other form of one-on-one support or training from the Owner. The above will apply even if there is a problem or bug in the site's database or software. You agree that your usage of this site will be on an as-is basis.

Fair use
Regardless of whether you are a paid member or not, we reserve the right to block, suspend or ban profiles who send excessive numbers of messages to other members, especially when the messages appear to be of a suspicious nature and designed for purposes other than legitimately wanting to meet a partner. The Owner of this site shall be the sole and final judge of whether your messages are of a suspicious nature. Should your profile be suspended because of a violation of this provision, you will forfeit any subscription moneys paid and you may be permanently banned.  Should the Owner suspect that any member is abusing the site for other reasons than legitimately wanting to meet a partner, the Owner reserves the right to ask for proof of identity from any member, in the form of a sworn affidavit to be made at a South African Police Service station, before possibly reactivating such a profile.

Identity Verification
To protect the reputation of this site, and to ensure the safety of other members, The Owner may at any time and at The Owner's sole discretion, require you to provide proof of your identity. Should The Owner, or any reason, suspect that your profile is fake, or that you are not who you pretend to be, The Owner may ask you to prove your identity by any means The Owner sees fit, including, but not limited to, a copy of your passport or identity documents, your land line phone number or any other mechanism of proving your identity. Furthermore, if, upon investigation, your profile does turn out to be fake or misleading, your profile shall instantly and permanently be banned from this site, and you will immediately forfeit all subscription fees you may have paid.

Suspension of suspicious profiles
The Owner, at his sole discresion, reserves the right to suspend profiles in which suspicious activities occur, such as profiles sending out multiple phishing mails, or where there is a suspicion that the same person as registered more than one profile to evade paying subscription fees. The Owner reserves the right to disable such accounts, and also prevent users from deleting such accounts, pending investigation of such suspicious activity. The duration of such a suspension shall be at the sole and exclusive discretion of The Owner, and no correspondence shall be entered into in this regard.

Modifications to Site and to these Terms and Conditions
The Owner may modify these Terms and Conditions from time to time in its sole discretion. It the The Member's responsibility to visit this page from time to time in order to keep himself informed of the terms of use. Furthermore, the Owner reserves the right to modify, add, remove or deprecate any functionality or operations of the site, its servers, its database and its documentation, without prior notice thereof to you.

This agreement will be governed by the laws of South Africa. No choice of jurisdiction or law rules will apply. You acknowledge the jurisdiction of the Magistrate's Court, Pretoria. You agree that any legal correspondence that we may send you, can be directed to the email address you supplied when registering on the site, that email correspondence will have the same effect as a registered postal letter, and that we do not need to use your postal address to contact you..

If any provision in these Terms and Conditions is deemed to be invalid or unenforceable for any reason, the remaining provisions will continue in full force without being impaired or invalidated in any way..

Entire Agreement
This Agreement constitutes the entire agreement between the parties pertaining to the subject matter hereof, and supersedes in their entirety any and all written or oral agreements previously existing between the parties with respect to such subject matter. No waiver, relaxation or indulgence afforded to one party by the other party shall have any effect, unless committed to in writing by the duly authorized agents of both parties.

 Privacy Policy
You can read our privacy policy here